Sanford & Tatum Insurance will design the most efficient employee benefits package for your company. We offer a full range of custom-designed benefit options including:

• Group Life Insurance
• Group Health Insurance
• Group Disability Insurance
• Group Longterm Care Insurance
• Dental Insurance
• IRS Section 125/Cafeteria Plans
• Vision Insurance
• Dental Insurance
• Cancer Insurance
• Critical Illness

We also offer fully-insured, self-funded and partially self-funded plans to qualified clients.

The Cafeteria Plan

One of the most effective employee-benefit programs available today is the Cafeteria Plan. Provided under Section 125 of the Internal Revenue Code, the plan allows employees to select benefits from a menu of taxable and non-taxable items.